From now until 30 June 2019, successfully apply University / College Affinity Credit Cards can enjoy $200 Cash Dollars Welcome Offer and exclusive campus privileges, part of the card spending will also benefit University / College development!
* According to TNS Banking Study 2005 - 2017, among personal banking customers of the 8 major banks in Hong Kong.
For Important Notes of Hang Seng University / College Affinity Credit Card and Key Facts Statement, Principal Liabilities and Obligations under the Terms and
Conditions, Hang Seng Bank Limited's Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance, please click here.
Terms and Conditions of $200 Cash Dollars Welcome Offer:
To be entitled to the Welcome Offer, the Principal Card customers are required to submit the application for University / College Affinity Credit Cards and have the relevant credit card approved from 1 January to 30 June 2019 ("Promotion Period").
$200 Cash Dollars Welcome Offer is only applicable to the customers of University / College Affinity Credit Card whose application is successfully approved. The above offer is only applicable to customers without holding any Hang Seng University / College Affinity Credit Card currently and / or in the past 6 months.
Each Principal card customer is entitled to the Welcome Offer $200 Cash Dollars once only during the Promotion Period.
Customers are entitled to $200 Cash Dollars upon accumulating transaction amount of HKD1,000 or more with the Card within 60 days from the date of new card issuance.
Cash Dollars reward will be credited to the relevant University / College Affinity Credit Card account of the Principal Card customer within 2 months upon fulfillment of the spending requirement(s).
When crediting the Cash Dollars, the relevant credit card account must be still valid and in good standing when the welcome offers are granted.
The accumulated transaction amount is based on the net retail spending amount of eligible transactions, which means the final amount charged to the Designated Credit Cards concerned. Eligible retail spending amount does not include the deducted amount from the use of discount offers and / or Cash Dollars / Merchant Dollars, any unposted purchase by Interest-free Instalment Plan at any merchant, cash advance, handling fee for cash advance, annual fee / service fee, finance charges, late charges, tax bill payment, Credit Card online bill payments (including but not limited to water bills, electricity bills, insurance premiums, payments to other banks and credit cards, etc.), Cash Instalment Plan, Spending Instalment Plan, Tax Instalment Plan, Balance Transfer Plan, Octopus Automatic Add Value Service transactions, purchase and / or reload of stored value cards or e-wallets, purchase of products / services at financial / non-financial institutions (including but not limited to, foreign currency, money orders, travellers' cheques, deposits and money transfers), balance transfers, purchases of casino chips, and transactions which are unposted / unauthorized / cancelled / refunded / found to be fraudulent. Hang Seng will determine the eligibility of all welcome offers based on transaction records held by Hang Seng. In case of discrepancy, Hang Seng's records shall be final and conclusive.
Customers must keep the original sales slips of all posted transactions. Hang Seng reserves the right to request customers to provide the relevant original sales slips for verification. All sales slips submitted to Hang Seng will not be returned.
The above Welcome Offers are not applicable to Full-Time Student Credit Card Acquisition Program for University / Tertiary Education Institutions.
General Terms and Conditions:
Principal Card customer can only enjoy a Perpetual Annual Fee Waiver on one Hang Seng Credit Card (except The Hong Kong Jockey Club Membership Card, Hang Seng Prestige World Mastercard®, Hang Seng enJoy Card and Hang Seng UnionPay Platinum Card). Principal Card customer who does not own and has not owned any personal Credit Card Principal Card issued by Hang Seng Bank Limited ("Hang Seng") in the past six months, and who is applying for his/her first Hang Seng Credit Card, will be entitled to a Perpetual Annual Fee Waiver on both Principal Card and Supplementary Cards applied at the same time; otherwise, one-year Annual Fee Waiver will be offered (applicable to general customers) / seven-year annual fee waiver (applicable to full-time university/tertiary students); Supplementary Card customers can enjoy the same annual fee waiver as the Principal Card customer when applied at the same time. Supplementary Card application is not applicable to Full-time University / Tertiary Students Principal Card customers.
If the customer has received the offers but subsequently cancels the Credit Card Account within 13 months from the date of account opening, a handling fee of an equivalent amount will be charged.
If there is no selection of the welcome offers in the credit card application form, Hang Seng will regard as having given up the right for welcome offers. Once the welcome offer is chosen, no change will be accepted.
Use of Cash Dollars is subject to the terms and conditions of Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
The Welcome Offer is not transferrable, and cannot be exchanged for cash or other products.
Hang Seng reserves the right to vary or terminate the offer and to amend the Terms and Conditions of the offer from time to time without prior notice. In case of any disputes, the decision of Hang Seng shall be final.
No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
These Terms and Conditions are subject to prevailing regulatory requirements.
The English version shall prevail whenever there is a discrepancy between the English and Chinese versions.
To borrow or not to borrow? Borrow only if you can repay!