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Overdraft



An overdraft can:
Serve as a standby facility on your current account
Give protection to cheques drawn (within the limit) on your account
Provide a flexible source of funding for your working capital and cash flow needs

You can enjoy:
Easy access to day-to-day finance
Standby credit line available to meet unexpected financing needs
Savings on interest expenses (if limit not fully utilised) as interest will only be charged on the daily debit balance of your account
Opportunities to enjoy our fast and reliable services and other loan products

Apply online and enjoy $100 Commercial Card Cash Dollars upon approval(1,2)!

Notes:
(1) Only applicable to customers who hold a Hang Seng Commercial Card. If a customer spends or makes cash advances within 2 months after the loan drawdown, $100 Cash Dollars will be credited to the Commercial Card account being used to make the first spending or cash advances by the company within eight to 10 weeks after the posting date of relevant spending transaction.
(2) The Bank reserves the right to change this offer and the related terms and conditions without prior notice. In case of disputes, the decision of the Bank shall be final.
 
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Reference Rate

Hang Seng's HKD Prime Rate


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