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Profits Tax Loan


Want to settle your company’s tax payment easily?

With Hang Seng Profits Tax Loan, you can pay your profits tax by instalments and obtain extra funds to grasp opportunities for business expansion:
 
Loan amount of up to 200% of your tax payable1
Flexible repayment period of up to 12 months
A maximum of 3 months‘ "Principal Repayment Holiday"2 after loan drawdown date allows you to repay interest only
Pre-approved Commercial Card credit limit of up to 30% of your total tax payable or HKD150,0003,4 (whichever is lower)
No collateral required – Simply submit your application with your current Profits Tax Demand Note4
Preferential interest rate of as low as P5 - 0.5% p.a. – Click calculator to work out your monthly repayment amount

Apply on or before 31 January 2010 and enjoy 50% discount of handling fee
Apply online now and enjoy $100 Commercial Card Cash Dollars upon approval!6
Apply for a Commercial Card at the same time and you will receive up to $450 Commercial Card Cash Dollars and first 3 years’ annual fee waiver upon successful application!7

Terms and Conditions:
(1) Subject to a minimum loan amount of HKD50,000. Hang Seng Bank Limited (“the Bank“) will charge a handling fee by way of further loan, which is equivalent to 1% of the approved loan amount or HKD1,000, whichever is higher. The Bank will also charge a Company Search Fee of HKD150 per search.
(2) Customer can pay interest only but not make any principal repayment within the Principal Repayment Holiday. After the Principal Repayment Holiday, customer shall repay the entire principal and pay interest during the rest of the repayment period. It should be noted that the total amount of interest to be paid on a Profit Loan with Principal Repayment Holiday is actually larger than that under an Profit Tax Loan without the Principal Repayment Holiday of the same loan tenor.
(3) Pre-approved Commercial Card is applicable to customers who have successfully applied for and drawn down Hang Seng Profits Tax Loan.
(4) The offer and final approved credit limit and/or loan amount are subject to individual customers’ credit assessment result and the Bank may request further documents from the customer for loan approval purposes. The Bank reserves the right of final loan approval.
(5) P refers to the Hong Kong Dollar Prime Lending Rate as quoted by the Bank from time to time. This interest rate will be subject to fluctuation. Please click here for the current HKD Prime Rate.
(6) Only applicable to customers who have successfully applied for a Hang Seng Profits Tax Loan online and who hold a Hang Seng Commercial Card. If a customer spends or makes cash advances within the period from the drawdown date of the loan until 30 April 2010 (“the Promotion Period”), such customer will be awarded $100 Cash Dollars. Cash Dollars will be credited to the Commercial Card account with which the first spending or cash advance was made by the customer within eight to ten weeks after the posting date of the relevant spending or cash advance transaction. Use of Cash Dollars is subject to the terms and conditions for Hang Seng Credit Card Membership Reward Program.
(7) For details of the Cash Dollars reward, please visit Hang Seng Commercial Card webpage.
(8) The Bank reserves the right to amend the relevant terms and conditions of the offer at any time without prior notice. In case of any disputes, the decision of the Bank shall be final.
(9) If there is any discrepancy between the English and Chinese versions of these terms and conditions, the English version shall prevail.
 
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