Remarks:

1. This offer refers to reduction of 30% on sales margin normally charged for FX transaction by the Bank. Other mark-up applied to the exchange rate for operational reasons however will not be waived. Applicable to real-time FX transaction performed by customer with integrated account(s) (including Prestige Private, Prestige Banking, Preferred Banking and Integrated Account). When Eligible Customer conducts an Eligible FX Transaction, the discount will be automatically applied as the exchange rate upfront. This offer is not applicable to foreign exchange transaction(s) involving notes exchange, cash deposit, notes withdrawal, inward/outward remittance, Overseas Transfer Service, FX Order Watch Service, foreign exchange transaction(s) via Passbook Savings Account and foreign exchange transaction(s) made on pre-defined dates by way of forward dated instruction(s). This offer is subject to review according to fluctuations on market interest rates, currency rates, customers’ trading patterns and other factors from time to time. The Bank reserves the right to change the offer at any time without prior notice.
2. If the completion date of Designated Item is on or before the 26th day of each month, the item will be regarded as the Designated Item completed in that calendar month, otherwise it will be regarded as the Designated Item completed in the next calendar month.
3. Not applicable to travel spending transactions conducted outside Hong Kong, online bill payments, phone/ fax orders (including bill payments and purchases), transactions in Hong Kong Dollars at the point of sales (in case of online transactions, the place of registration and/or settlement of the merchant) outside Hong Kong (“DCC Transaction”), cash coupon purchase, instalment payments, purchase and/or reload of stored value cards or e-wallets, purchase of products/services at financial/non-financial institutions (including but not limited to, foreign currency, money orders, travellers’ cheques, deposits and money transfers), casino chip purchases, auto pays, any transactions under recurring payment instruction, and transactions made at the designated merchants during promotion campaigns, which will be specified by the Bank from time to time.
4. 24/7 online foreign currency exchange service is available via Personal e-Banking and Mobile App (except for Foreign Currency Passbook Savings Account and during system maintenance hours and special circumstances).
5. Visit Hang Seng Bank Website (Banking > Branch, Self-service, Phone & Social Caring Banking > Self-service Banking > Foreign Currency ATMs) for more FX ATM service, service sites and service time details.
6. Exchange designated currency and set up 1-week time deposit at the same time with designated transaction amount to enjoy this offer. Foreign exchange involves exchange rate risk. Terms and Conditions apply. Interest rate is for reference only.