Remarks: Photos are for reference only.

Terms & Conditions for "Up to 50% off selected items at TWIST":

1. The promotion period is from 1 July – 31 August 2020 (“Promotion Period”).
2. To enjoy Up to 50% off selected items (The "Offer") at TWIST ("Merchant"), customers are required to settle payment using Hang Seng Credit Cards, Affinity Card, Commercial Card, Corporate Card or Spending Card ("Eligible Cards") during the Promotion Period.
3. The Offer is applicable to selected items only. The items may differ from stores to stores and are available while stocks last. Please check with staff for details.
4. The discounts are counted by the original price.
5. The Offer cannot be used in conjunction with other promotional offers and cannot be redeemed or exchanged for cash or other products.
6. All products, services and information related to the promotion are directly sold and supplied to customers by Merchant who is solely responsible for all related obligations and liabilities.
7. The promotion is governed by these terms and conditions and other terms and conditions stipulated by the Merchant.
8. Hang Seng Bank Limited ("Hang Seng") and the Merchant reserve the right to vary or terminate the above offers at any time and to amend the terms and conditions from time to time.
9. In case of disputes, the decision of Hang Seng and the Merchant shall be final.
10. No person other than the Customer and Hang Seng (which includes its successors and assigns) will have any right under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefit of any of the provision of these Terms and Conditions.
11. These Terms and Conditions are governed by and will be construed in accordance with the laws of the Hong Kong Special Administrative Region.
12. These Terms and Conditions are subject to prevailing regulatory requirements.
13. The English version of these Terms and Conditions shall prevail whenever there is a discrepancy between the English and Chinese versions.

Note: Hang Seng Spending Card account is a non-interest bearing account. Funds maintained in the Hang Seng Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong.