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Looking for a seamless spending experience? With one card in hand, you can shop locally or overseas using designated major currencies at any store that accepts Mastercard®. You can also withdraw cash from ATMs worldwide anytime, all with the annual fee waived!
Apply now to get a HKD50 welcome offer, and enjoy a privilege of up to HKD11,300 cash rebate with your card.
When you spend or withdraw cash, we'll debit the amount directly from the related currency account in the integrated account linked to your debit card. The 12 currencies include HKD, USD, RMB, AUD, CAD, CHF, EUR, GBP, JPY, NZD, THB and ZAR. Other than the above-mentioned foreign currencies, transactions will be settled in HKD according to the current exchange rate.
Enjoy unlimited 0.5% cash rebate on all eligible spendings.
No matter you're making a purchase with local and overseas merchants or shopping online, we won't charge you any FX transaction charges and handling fees[1].
Withdraw cash from overseas ATMs without handling fees[2].
Primary cardholders can manage debit card(s) linked to your Integrated Account and set daily / monthly spending and daily ATM withdrawal limits[3] via Hang Seng Mobile App.
You can apply up to 6 supplementary debit cards for family and friends to enjoy the multi-currency experience. Family and friends aged 12 or above can apply for supplementary debit cards now without holding our bank accounts.
Terms and Conditions apply.
From 1 Jan till 30 Jun 2025, enjoy an instant discount of HKD50 on each ride by entering the designated promotion code in the Uber Taxi App after successfully completing any rides in Hong Kong.
| Designated Period | Promo Code | Monthly Quota |
|---|---|---|
| 1 to 31 Jan 2025 | HASE50JAN | 500 |
| 1 to 28 Feb 2025 | HASE50FEB | 500 |
| 1 to 31 Mar 2025 | HASE50MAR | 500 |
| 1 to 30 Apr 2025 | HASE50APR | 500 |
| 1 to 31 May 2025 | HASE50MAY | 500 |
| 1 to 30 Jun 2025 | HASE50JUN | 500 |
Terms and conditions apply, please refer to Useful Information below.
From 1 Jan till 30 Jun 2025, earn 20% cash rebate at the designated overseas public transportation merchants across Australia, China, Japan, Thailand and United Kingdom, and designated global car rental merchants, subject to a maximum accumulated cash rebate of HKD150 per customer across the promotion period. No registration is needed.
| Country | Designated Local Merchants |
|---|---|
| Australia |
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| China |
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| Japan |
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| Thailand |
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| United Kingdom |
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| Designated Merchants |
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Terms and conditions apply, please refer to Useful Information below.
From 1 Jan till 30 Jun 2025, earn 15% cash rebate at the designated merchants listed below across Japan, United Kingdom, Italy, Spain and France. This Promotion has two phases: phase 1 is from 1 Jan to 31 Mar 2025, and phase 2 is from 1 Apr to 30 Jun 2025, with maximum 1 time usage per designated merchants per phase. No registration is needed.
| Country | Designated Merchants | Eligible Transaction amount in a single transaction in each phase | Cash Rebate Cap in each phase | Maximum Cash Rebate Cap during the Promotion |
|---|---|---|---|---|
| Japan | Hankyu Department Store and Hanshin Department Store | Spend JPY30,000 or above | JPY4,500 | JPY9,000 |
| Daimaru Matsuzakaya Department Stores | Spend JPY30,000 or above | JPY4,500 | JPY9,000 | |
| Matsumoto Kiyoshi | Spend JPY10,000 or above | JPY1,500 | JPY3,000 | |
| Don Quijote | Spend JPY10,000 or above | JPY1,500 | JPY3,000 | |
| Isetan Mitsukoshi | Spend JPY80,000 or above | JPY12,000 | JPY24,000 | |
| Mitsui Outlet Park Jazz Dream Nagashima | Spend JPY80,000 or above | JPY12,000 | JPY24,000 | |
| United Kingdom | Harvey Nichols | Spend GBP250 or above | GBP37.5 | GBP75 |
| Fortnum & Mason | Spend GBP100 or above | GBP15 | GBP30 | |
| Harrods | Spend GBP350 or above | GBP52.5 | GBP105 | |
| Bicester Village | Spend GBP700 or above | GBP105 | GBP210 | |
| Italy | Castle Guelfo The Style Outlets | Spend Euro500 or above | Euro75 | Euro150 |
| Spain | La Roca Village | Spend Euro350 or above | Euro52.5 | Euro105 |
| France | La Vallee Village | Spend Euro500 or above | Euro75 | Euro150 |
Terms and conditions apply, please refer to Useful Information below.
From 1 Jan till 30 Jun 2025, customer can get a ParkNShop HKD50 eVoucher after successfully applied, activate and using Eligible Debit Card to make any eligible transaction during the promotion period. This Promotion has two phases: phase 1 is from 1 Jan to 31 Mar 2025, and phase 2 is from 1 Apr to 30 Jun 2025.
Terms and conditions apply, please refer to Useful Information below.
Hang Seng Prestige Banking / Prestige Private Banking customers[4] [5] can log on to the latest version of Hang Seng Mobile App and tap "Cards" > "Card Application" > "Debit Card Application" from the left menu to apply for Multi-Currency Debit Mastercard®.
Apply Multi-Currency Debit Mastercard® now
Prestige 24-hour Prestige Manned Hotline (852) 2998 9188
Prestige Private 24-hour Manned Hotline (852) 2998 8022
24-hour Report Lost Card Hotline (852) 2836 0838
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Currency conversion risk: foreign exchange involves exchange rate risk. The value of your foreign currencies and RMB deposits are subject to exchange rate risk and may result in gains or losses when the exchange rate fluctuates at the time when the transaction amount is debited from your foreign currency or RMB account. It may also result in losses when your foreign currency or RMB account balance is insufficient to pay the transaction amount and need to convert HKD to foreign currency or RMB.