Personal Instalment Loan

Annualised Percentage Rate as low as 2.68%

Terms and Conditions apply. To borrow or not to borrow? Borrow only if you can repay!

Suspicious of a call or email that claims to be from Hang Seng? Click here for more information.

In light of COVID-19, all Hang Seng branches have adopted special measures and service adjustments for customer protection. We also recommend switching to e-Statement service to avoid late payments due to postal delays.

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Important notice

Service Adjustments for Some Hang Seng Bank Outlets
With effect from 3 August 2020, Tuen Mun Heung Sze Wui Road Branch which was previously closed due to the COVID-19 situation has resumed services. Other than the above, 1 street-level branch, 5 university branches, 14 MTR station offices and 2 mobile branches remain closed for services until further notice.

Other street level branches and Business Banking Centres remain open to serve customers.  Service hours have been shortened by one hour from Monday to Friday to 9:00am - 4:00pm. Saturday opening hours are 9:00am - 12:00noon. The adjustments remain in effect until further notice. For details, please click here.

As a convenient alternative to visiting Hang Seng service points, customers can use one of the Bank’s other service channels, such as e-Banking, mobile banking or phone banking (personal customers: 2822 0228 / commercial customers: 2198 8000) to meet their banking needs.

The Bank apologise for any inconvenience caused.


[1]  Investment involves risks.

[2]  Investment involves risks. Foreign exchange involves exchange rate risk. Terms and Conditions apply to the service.