Everyone has his or her own ideal retirement life. Whatever yours entails, Hang Seng MPF can be your trusted partner to map out your retirement planning. Let's make a start today and see how Hang Seng MPF can help achieve your retirement dream!

Remark

Please note the risks associated with the relevant products.

The Sponsor of Hang Seng MPF scheme is Hang Seng Bank Limited; while Hang Seng Bank's Qualifying Deferred Annuity Policy is underwritten by Hang Seng Insurance Company Limited.

Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the MPF product features and risks involved, please refer to the MPF Scheme Brochure.

Additional voluntary contributions, Flexi-Contributions and tax deductible voluntary contributions are accepted at the discretion of the MPF Trustee. The MPF Trustee reserves the absolute right not to accept any additional voluntary contributions, Flexi-Contributions and tax deductible voluntary contributions at any time.

The information shown in this webpage is for illustrative purposes only. The tax incentives mentioned in this webpage are only available to Hong Kong taxpayers. The actual tax deductible and/ or saving amount shall be subject to your personal circumstances, the provisions of the Inland Revenue Ordinance (Cap. 112 of the Laws of Hong Kong SAR) and the Inland Revenue Department's discretion. Hang Seng Bank Limited or Hang Seng Insurance Company Limited does not provide tax advice. If you are in doubt with your tax status or any information relating to tax incentives, you should obtain independent professional advice or visit the Inland Revenue Department’s website. Please note that the tax law, regulations and/or interpretations are subject to change and may affect any related tax incentive including the eligibility criteria for a tax deduction. Hang Seng Bank Limited or Hang Seng Insurance Company Limited is not responsible for informing you about any changes in laws, regulations or interpretations, and how they may affect you.

Any general tax information provided in this webpage is for your reference only, and you should not make any tax-related decisions based on such information alone. Please note that only the premium paid net of any marketing offers (e.g. discount, premium waiver, etc.) might be eligible for tax concession and the actual tax benefits would depend on personal tax position (e.g. salaries income and assessable profits) and you should always consult with a professional tax advisor if you have any doubts. Further information on tax concessions applicable to QDAP may be found at www.ia.org.hk.

The relevant information is issued by Hang Seng Bank Limited and Hang Seng Insurance Company Limited (wholly-owned subsidiary of Hang Seng Bank)