Activate your credit card

Overview

Simply activate your physical credit card via Hang Seng Mobile App or our 24-hour Card Activation Hotline to start using it for transaction after you've received it.

You can also manage your credit card anytime and enjoy more related functions with our app.

Activate via Hang Seng Mobile App

Scan the QR code to activate you card now

Scan the QR code to activate you card now

Just a few steps and you're all set to enjoy seamless transactions!

For Personal e-Banking customers with Hang Seng Mobile App:
  • Simply scan the QR code to log on and activate your credit card
For Hang Seng Bank account holders who haven't registered for Personal e-Banking:
  • Scan the QR code to download Hang Seng Mobile App and register for Personal e-Banking
  • Log on to activate the card under "Credit Cards" page
For new Hang Seng customers:
  • Activate the card through the 24-hour Card Activation Hotline

How to activate your card?

Existing customers

Applicable to new physical card

Step 1 / 5
Log on to Hang Seng Mobile App.

Applicable to renewal / damaged card replacement

Step 1 / 5
Log on to the Hang Seng Mobile App.

New customers

Call our 24-hour Card Activation Hotline at (852) 2997 3366 to activate your card.

Register for Personal e-Banking with Hang Seng Mobile App

Scan the QR code to download the Hang Seng Mobile App

You can manage your cards and enjoy all-round services with Personal e-Banking account, including temporarily blocking and unblock‍ing your card whenever you need to prevent unauthorised use.

How to register:
  • If you aren't our Personal e-Banking customer yet, you can register on Hang Seng Mobile App using your credit card ATM PIN (which will be sent to you 4 working days after card activation)
  • If you hold a Hang Seng bank account, you can now register using your account number and ATM PIN / Phone Banking PIN
  1. step 1

    Scan the QR code to download the Hang Seng Mobile App

  2. step 2

    Tap "Register e-Banking" under "Featured quick links"

  3. step 3

    Set up your Personal e-Banking account by following the instructions​

FAQs

Before activation

We'll mail your card to your correspondence address after 4 working days upon card issuance. If you still haven't received it, you can call our 24-hour customer service hotline for support.

It may be because your credit card is not yet ready. You can also try updating your Hang Seng Mobile App to the latest version and then check the "My Credit Cards" page again.

CVV is the Card Validation Code, which is the last 3-digit code located at the back of your card.

If you don't activate your new credit card, you won't be able to use your credit card for transactions. Activate it to start using your card.

During activation

If you've received a new renewal / replacement card, you should enter the CVV of the new card.

The process of activating supplementary card should be completed by the supplementary cardholder.

Both the primary and supplementary cardholder will receive a push notification, email, or SMS.

If you enter an invalid CVV multiple times in a row, we'll lock your credit card activation function to protect your account. You'll need to call our customer service hotline at the back of your credit card for activation.

You can call our 24-hour customer service hotline at back of your credit card for support.

After activation

Once you've activated your credit card, you can start using it for transactions and add it to your mobile wallet (if any). However, some functions may take 1-3 working days to become available after activation.

Functions available immediately:

  • Add the card to your mobile wallet
  • Enable / disable card-not-present transactions and set spending limits
  • Check credit limit and available balance

Functions available within 1-3 working days:

  • Change credit limit
  • Adjust overseas ATM withdrawal limit
  • Reset card PIN
  • Block or unblock the card
  • Report & replace lost card
  • Access +FUN Centre
  • Repay credit card balance
  • Check account balance, recent transaction history, +FUN Dollars, statement balance, payment due date, last statement date, and minimum payment due

Useful Information

Register for e-statement

You can view and download up to past 7 years of statements anytime, anywhere while saving Paper Statement Service Annual Fee.

Add your card to Apple Wallet

Want to pay effortlessly? Simply add your Hang Seng Credit Cards to Apple Wallet in your devices, and make contactless payments in shops or online.

To borrow or not to borrow? Borrow only if you can repay!