Hang Seng Prestige Multi-Currency Debit Mastercard®

Terms and Conditions apply.

Overview

Access 12 major currencies and settle transactions directly with just one card, including HKD, USD, CNY, AUD, CAD, CHF, EUR, GBP, JPY, NZD, THB and ZAR. Spend and withdraw cash locally and globally with no restrictions!

Apply now to enjoy a HKD50 welcome offer, with $0 cash withdrawal and overseas purchase fees. You can also earn up to HKD11,300 in cash rebates!

Key features

Access 12 major currencies and settle transactions directly
Unlimited 0.5% cash rebate on every purchases
Enjoy $0 fees on foreign currency transaction and cash withdrawal, both locally and overseas
Manage your spending and withdrawal limits via Hang Seng Mobile App

Terms and conditions apply.

Offer details

Rides in Hong Kong Promotion

2025 Uber Taxi Rides in Hong Kong Promotion, enjoy up to HKD50 cash rebate per ride

From 1 Jan till 30 Jun 2025, enjoy an instant discount of HKD50 on each ride by entering the designated promotion code in the Uber Taxi App after successfully completing any rides in Hong Kong.

Designated Period Promo Code Monthly Quota
1 to 31 Jan 2025 HASE50JAN 500
1 to 28 Feb 2025 HASE50FEB 500
1 to 31 Mar 2025 HASE50MAR 500
1 to 30 Apr 2025 HASE50APR 500
1 to 31 May 2025 HASE50MAY 500
1 to 30 Jun 2025 HASE50JUN 500

Terms and conditions apply, please refer to Useful Information below.

2025 Overseas Transport Spending Promotion, enjoy up to HKD150 cash rebate

From 1 Jan till 30 Jun 2025, earn 20% cash rebate at the designated overseas public transportation merchants across Australia, China, Japan, Thailand and United Kingdom, and designated global car rental merchants, subject to a maximum accumulated cash rebate of HKD150 per customer across the promotion period. No registration is needed.

Public Transportation Merchants:
Country Designated Local Merchants
Australia
  • Transport for NSW TrainLink
  • Translink
China
  • 12306 China Railway
  • GoByBus
  • Trans-Island Chinalink
Japan
  • Japan Railway
Thailand
  • Mass Rapid Transit Authority of Thailand
United Kingdom
  • Lothian Buses
  • Transport for Greater Manchester
  • Transport for London
Car Rental Merchants:
Designated Merchants
  • Europcar Car Rental
  • SIXT
  • Hertz
  • Toyota
  • Budget
  • Orix
  • Rental Cars

Terms and conditions apply, please refer to Useful Information below.

2025 Overseas Shopping Promotion, enjoy up to HKD11,100 cash rebate

From 1 Jan till 30 Jun 2025, earn 15% cash rebate at the designated merchants listed below across Japan, United Kingdom, Italy, Spain and France. This Promotion has two phases: phase 1 is from 1 Jan to 31 Mar 2025, and phase 2 is from 1 Apr to 30 Jun 2025, with maximum 1 time usage per designated merchants per phase. No registration is needed.

Country Designated Merchants Eligible Transaction amount in a single transaction in each phase Cash Rebate Cap in each phase Maximum Cash Rebate Cap during the Promotion
Japan Hankyu Department Store and Hanshin Department Store Spend JPY30,000 or above JPY4,500 JPY9,000
Daimaru Matsuzakaya Department Stores Spend JPY30,000 or above JPY4,500 JPY9,000
Matsumoto Kiyoshi Spend JPY10,000 or above JPY1,500 JPY3,000
Don Quijote Spend JPY10,000 or above JPY1,500 JPY3,000
Isetan Mitsukoshi Spend JPY80,000 or above JPY12,000 JPY24,000
Mitsui Outlet Park Jazz Dream Nagashima Spend JPY80,000 or above JPY12,000 JPY24,000
United Kingdom Harvey Nichols Spend GBP250 or above GBP37.5 GBP75
Fortnum & Mason Spend GBP100 or above GBP15 GBP30
Harrods Spend GBP350 or above GBP52.5 GBP105
Bicester Village Spend GBP700 or above GBP105 GBP210
Italy Castle Guelfo The Style Outlets Spend Euro500 or above Euro75 Euro150
Spain La Roca Village Spend Euro350 or above Euro52.5 Euro105
France La Vallee Village Spend Euro500 or above Euro75 Euro150

Terms and conditions apply, please refer to Useful Information below.

2025 Welcome Offer for New Customer, enjoy ParkNShop HKD50 eVoucher

From 1 Jan till 30 Jun 2025, customer can get a ParkNShop HKD50 eVoucher after successfully applied, activate and using Eligible Debit Card to make any eligible transaction during the promotion period. This Promotion has two phases: phase 1 is from 1 Jan to 31 Mar 2025, and phase 2 is from 1 Apr to 30 Jun 2025.

Terms and conditions apply, please refer to Useful Information below.

Apply for a debit card

Apply for a primary debit card
Step 1 / 5
Log on to Hang Seng Mobile App, tap "Cards" in the left menu "Card Application" "Debit Card Application"

Only applicable to customers who hold a sole-named Prestige Banking or Prestige Private Banking account.

Macau ID card is not applicable for applying for a debit card.

Step 1 / 5
Log on to Hang Seng Mobile App, tap "Cards" in the left menu "Card Application" "Debit Card Application"

Family and friends aged 12 or above can apply for supplementary debit card without a Hang Seng Bank account. The primary cardholder must submit the application for supplementary cardholder via Hang Seng Mobile App.

Useful information

Contact us

Call us

Prestige 24-hour Prestige Manned Hotline (852) 2998 9188

Prestige Private 24-hour Manned Hotline (852) 2998 8022

24-hour Report Lost Card Hotline (852) 2836 0838

Visit our branches

Footnote

Risk disclosure

Currency conversion risk: foreign exchange involves exchange rate risk. The value of your foreign currencies and RMB deposits are subject to exchange rate risk and may result in gains or losses when the exchange rate fluctuates at the time when the transaction amount is debited from your foreign currency or RMB account. It may also result in losses when your foreign currency or RMB account balance is insufficient to pay the transaction amount and need to convert HKD to foreign currency or RMB.