KSID - Why is MPF important to you

Why is MPF important to you?

The Mandatory Provident Fund (‘MPF’) System aims at assisting the working population of Hong Kong to accumulate retirement savings by making regular contributions. Employees (full time or part-time) and self-employed persons aged 18 to 64, except the exempt persons, are required to participate in an MPF scheme. To enrol in Hang Seng Mandatory Provident Fund -SuperTrust Plus (the ‘Hang Seng SuperTrust Plus’), please submit the completed application form to us or if you are an employee, please submit the completed application form to us through your employer. You can download the application forms via the links:

Employee application form

Self-employed person application form

To facilitate your retirement planning, you may use MPFA’s Retirement Planning Calculator to calculate:

your retirement needs
your projected MPF and other retirement savings upon your retirement
how much you need to save to meet your retirement needs

If you are an employer, you need to know your MPF obligations, including enrolling new employees, making contributions and reporting terminated employees. For any questions relating to your MPF obligations as an employer, please contact us. To become a Participating Employer of Hang Seng SuperTrust Plus, please submit the completed application form to us. You can download the application form via the link:

Employer application form

Back to Key Scheme Information Document