SimplyStock

What is SimplyStock?

Want to invest easily with low barriers?

SimplyStock is designed for investors aged 18 to 30. Simply trade securities with $0 brokerage fee online in 3 markets anytime, anywhere. With free articles from Securities 101 and personalised chart analysis from Hang Seng Invest Express, it helps you invest at a lower cost while understanding market trends. No hassles for registration!

Starting from October 2023, you can download "Hang Seng Invest Express" to experience SimplyStock. Grab the chance and invest wisely!

What are the features of SimplyStock?

Simply invest with the price of a cup of coffee (HK$30 monthly fee with no hidden fee), and you can enjoy fee waiver for HK$300,000 trading amount for HK Stocks, Stock Connect Securities and US stocks.

No hidden fee is charged. If there is no securities transaction in the current month, no monthly fee will be charged for holdings.

Offering a series of free securities articles, even beginners can get started with ease.

Brokerage fee offer comparison with other banks / brokers

(assume monthly trading amount is HKD300,000 or below)

  SimplyStock Broker/Bank 1 Broker/Bank 2
Eligibility Customers aged 18-30 will enjoy offer automatically Not applicable Registered customers aged 18-25
Brokerage fee:      
HK Stocks $0 $0 $0
A Shares $0
Fee charged $0
US Stocks $0
Fee charged $0
Custody fee $0
$0 Fee charged
Platform fee $0
Fee charged $0
Third-party transaction charges (collected by HKSAR Government or regulatory authority), e.g. Transaction levy, stamp duty & trading fee  Fee charged Fee charged Fee charged

Charges

Monthly total trading amount Monthly fee HK Stocks brokerage fee A shares brokerage fee US Stocks brokerage fee
HKD0 $0 $0 $0 $0
HKD300,000 or below HKD30 $0 $0 $0
Exceeding HKD300,000 HKD30 0.25% brokerage fee (At least HKD100) 0.25% brokerage fee (At least RMB100) USD0.015 per share (At least USD15)

Please refer to Securities Services Charges for detailed fees and charges for SimplyStock.

How it works

View your remaining trading amount in SimplyStock

Step 1
If you're eligible for SimplyStock, you can enjoy $0 brokerage fee offer automatically by trading via digital channels, including Hang Seng Invest Express, Hang Seng Mobile App and Personal e-Banking (Desktop version).

You can also view your offer status anytime by downloading Hang Seng Invest Express using the QR code shown.

Securities account activation

Existing Integrated Account customers

Comprehensive securities experience is just a few steps away[2]

New or non-Integrated Account customers

Open an Integrated Account and activate your securities account and other investment accounts via Hang Seng Mobile App with ease

FAQs

Offer and Eligibility

If you’re aged between 18 and 30 (inclusive) and have a securities account (excluding Share Margin Account) under a sole name Integrated Account (eligible Securities Accounts), you’re qualified for SimplyStock. 

How it works:

If you're 18-30 (inclusive) on any day of the calendar month, you can enjoy SimplyStock till the last trading day of that month.

Where a customer will turn 31 years old in that month as example:

  • If your date of birth is on 1st of that month, then you cannot enjoy SimplyStock for the whole month.
  • If your date of birth is on any day between 2nd and 31st, then you can enjoy SimplyStock for the whole month.

You can enjoy SimplyStock when you trade Eligible Securities via an eligible Securities Account, you do not need to prepay the brokerage fee i.e. it is not in the form of a rebate. 

Your monthly trading amount covers executed securities trading performed via eligible Securities Accounts through digital channels (including Hang Seng Personal e-Banking/Hang Seng Personal Banking mobile app/Hang Seng Invest Express mobile app): buy and sell transactions of Local Securities (including ETFs, warrants and CBBCs while IPO and MIPS are excluded), Stock Connect Northbound Securities, and US Securities (eligible securities).

You can enjoy $0 brokerage fee and $0 deposit charge for SimplyStock for Eligible Securities made via digital channels (including Hang Seng Invest Express mobile app, Hang Seng Personal e-Banking and Hang Seng Personal Mobile App). You will need to pay standard brokerage charges and deposit charges if you trade via non-digital channels (including branches, manned or automated securities trading hotlines).

Monthly trading amount

To determine the total trading amount in a calendar month, all transaction amounts in RMB and USD will be converted to HK$ using the exchange rate as determined by Hang Seng on the day you trade.

The amount is calculated monthly and reset on the first day of each calendar month.

Charging

You still need to pay third-party transaction charges, e.g. transaction levy, stamp duty and trading fee, handling fee, securities management fee, transfer fee and capital gain tax, etc.

The Monthly Fee will be charged on the last business day (Mon to Sat excluding public holidays) of each month. You may check the record under ‘Custody or Monthly fee’ or ‘Bank Charge SEC’ in your account statement and your Securities account statement.

Monthly Fee will be deducted from the corresponding settlement account of the eligible Securities Account with the highest total trading amount.

If you didn't trade any securities via digital channel in that month, you don't need to pay the HK$30 Monthly Fee.

Brokerage fee record

You can log on to Hang Seng Personal Banking mobile app, go to left menu and tap "Account Services" "e-Statement / e-Advice", then choose a securities account to check the waived / paid brokerage fee.

Or, you can tap the record icon at the top right corner of SimplyStock homepage, and learn how to view your brokerage fee record of your transactions. 

Other related products

Hang Seng Invest Express x etnet

  • One stop solution to trade HK stocks, A shares and US stocks
  • Place your order online with 4 simple steps
  • Effortless synchronization of traders’ watch list across all Hang Seng online platforms
  • Provide IPO subscription and IPO financing service (not applicable to US securities)

US Securities Trading Service

  • Unlimited free real-time US stocks quotes
  • Online submission of Substitute Form W-8BEN
  • Comprehensive US stocks market data
  • US market news with Chinese translation[3]

Featured offers

Useful information

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Footnote

Other point(s) to note

  1. Important Risk Warnings
    • Investors should note that investment involves risks. The prices of securities fluctuate, sometimes dramatically. The price of a security may move up or down, and may become valueless. It is as likely that losses will be incurred rather than profit made as a result of buying and selling securities.
    • Investors should note that investing in different Renminbi-denominated securities and products involves different risks (including but are not limited to currency risk, exchange rate risk, credit risk of issuer / counterparty, interest rate risk, liquidity risk (where appropriate)). The key risks of investing in securities via the Stock Connect Northbound Trading include:
      • Once the respective quota is used up, trading will be affected or will be suspended.
      • Stock Connect Northbound Trading will only operate on days when both markets are open for trading and when banks in both markets are open on the corresponding settlement days. Investors should take note of the days the Stock Connect Northbound Trading is open for business and decide according to their own risk tolerance whether or not to take on the risk of price fluctuations in securities during the time when Stock Connect Northbound Trading is not trading.
      • When a security is recalled from the scope of eligible securities for trading via Stock Connect Northbound Trading, that security can only be sold but NOT bought.
      • Investors will be exposed to currency risk if conversion of the local currency into RMB is required.
    • Foreign securities carry additional risks not generally associated with securities in the domestic market. The value or income (if any) of foreign securities may be more volatile and could be adversely affected by changes in many factors. Client assets received or held by the licensed or registered person outside Hong Kong are subject to the applicable laws and regulations of the relevant overseas jurisdiction which may be different from the Securities and Futures Ordinance (Cap.571) and the rules made thereunder. Consequently, such client assets may not enjoy the same protection as that conferred on client assets received or held in Hong Kong.
    • Investors should note that ETF is different from a typical unit trust and many factors will affect its performance. In general, the market price per ETF unit may be significantly higher or lower than its net asset value per unit due to market demand and supply, liquidity, and scale of trading spread in the secondary market and will fluctuate during the trading day. ETF is different from stocks, investors should read the offering documents of the relevant ETF and understand the features and risks of ETF etc.
    • Investors should not only base on this material alone to make any investment decision, but should read in detail the relevant risk disclosure statements.
  2. Other Important Risk Warnings
    • RMB Currency Risk
      Renminbi ("RMB") is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
    • Foreign Exchange Risk
      Foreign Exchange Risk involves Exchange Rate Risk. Fluctuations in the exchange rate of a foreign currency may result in gains or losses in the event that the customer converts HKD to foreign currency or vice versa.
  3. Important notes and disclaimer
    • These materials have not been reviewed by the Securities and Futures Commission in Hong Kong ("SFC"). The information contained herein is for general information and reference purposes only and is not intended to provide professional investment or other advice. It is not intended to form the basis of any investment decision. You should not make any investment decision based solely on the information and services provided herein. Before making any investment decision, you should take into account your own circumstances including but not limited to your financial situation, investment experience and investment objectives, and should understand the nature, terms and risks of the relevant investment product. You should obtain appropriate professional advice where necessary.
    • These materials are not intended to provide or regard as legal or taxation advice, or investment recommendations
    • If you are in doubt of the materials of the Bank, please call customer service enquiry hotline for authentication.

Remark(s)

  1. Terms and Conditions apply to the service.
  2. You may also activate your securities account and other investment accounts via Hang Seng Mobile App (not available to customers who only hold joint-named Integrated Account(s)).
  3. The translated content is provided by 3rd party information provider with translation software used. The Bank makes no warranty as to the accuracy, reliability or correctness of any translations and accepts no liability in relation thereto.