We use cookies to give you the best possible experience on our website. By continuing to browse this site, you give consent for cookies to be used. For more details, please read our Online Terms & Conditions, Privacy Policy, Cookies Policy and Personal Information Collection Statement.
We recommend using a computer web browser or Hang Seng Mobile App to log on for enhanced security. Please visit "Security Information Centre" for more security tips.
Please read the Important Risk Warnings for Structured Notes before making investment decisions.
Subscribe structured notes via Hang Seng Mobile App from HKD100,000! Eligible customers who successfully subscribed online can enjoy extra 2% p.a. interest rate for one month. Please update to the latest app version.
Structured note is an investment product issued by financial institutions and includes derivatives with different payoff structures linked to various underlying asset types. It provides investors opportunities to get higher potential return. You can start your investment online with HKD100,000.
You can log on to Hang Seng Mobile App to subscribe structured notes with ease.
This investment product helps to reduce capital loss risk amid market fluctuations.
Structured notes (capital protected) are 100% capital protection only when it is held to maturity. The amount received by you upon early withdrawal/ termination may be less than the amount initially invested by you. Please refer to Risk Factors detailed in the Issuer’s term sheet, Important Facts and the offering documents.
Your potential investment return is based on the performance of the linked assets. You may refer to the "Different return scenarios at maturity" and indicative "Return at maturity" based on your investment amount in Structured notes subscription flow on Hang Seng Mobile App for reference.
Different investment tenors available and major currencies are acceptable as investment currency, providing greater flexibility to achieve your investment goal.
You can subscribe for structured notes via Hang Seng Mobile App with simple steps or any of our branches.
Whether you are an investment beginner or experienced investor, you can subscribe for structured notes easily with an investment amount as low as HKD100,000.
You may receive a guaranteed return from the structured note issuer at maturity. Please refer to the product’s additional terms and conditions in product subscription for details.
You may receive the trigger bonus if the trigger events (e.g. the performance of the linked asset, specific market events or other specified criteria) are fulfilled. Please refer to the provisions of the additional terms and conditions for details.
Only applicable for specific notes product.
A trigger event is deemed to have occurred if, on the final valuation date, the foreign exchange rate is greater than or equal to the limit.
Linked asset serves as the reference point for determining the returns or payouts of the structured note.
If the structured notes issuer goes into debt default, you may face the risk of losing all of your principal.
The date on which the issuers executes the structured note subscription instruction
The issue date is the date on which structured notes are issued. The issue date is a day falling from 2 to 10 business days (subject to the specified structured notes) after the subscription date.
Closing rate of the linked assets on valuation date is recorded to determine the settlement of the structured notes at maturity.
Open an integrated account and activate your investment account via Hang Seng Mobile App with ease[2]
Comprehensive Structured Notes (Capital Protected) experience is just a few steps away[3]
9:00 a.m. to 5:30 p.m. from Mon to Fri (excluding Hong Kong public holidays, half-day trading or market disruption days).
You can refer to the risk factors listed in the relevant offering documents for the structured notes.
The relevant offering documents (including Term Sheet and Important Notes to Customers) are provided in structured notes’ subscription flow in Hang Seng Mobile App.
Alternatively, printed copies of the offering documents can be obtained free of charge during normal business hours on any business day at our branches. Please call our Customer Services Hotline 2822 0228 for details of the addresses of our branches.
The issue date is the date on which structured notes are issued. The issue date is a day falling from 2 to 10 business days (subject to the specified structured notes) after the subscription date.
Yes, simply log on to Hang Seng Mobile App and tap "Structured Notes (Capital Protected)” to visit My Structured Notes page, you can view your subscription status and holding details.
According to LERS, when the demand for Hong Kong dollars is greater than the supply and the market exchange rate strengthens to the strong-side CU of HKD7.75 to USD1, the Hong Kong Monetary Authority (HKMA) stands ready to sell Hong Kong dollars to banks for US dollars. The aggregate balance (a component of the monetary base) will then expand to push down Hong Kong dollar interest rates, creating monetary conditions that move the Hong Kong dollars away from the strong-side limit to within the convertibility zone of 7.75 to 7.85.
If the supply of Hong Kong dollars is greater than demand and the market exchange rate weakens to the weak-side CU of HKD7.85 to USD1 the HKMA stands ready to buy Hong Kong dollars from banks. The aggregate balance (a component of the monetary base) will then contract to drive Hong Kong dollar interest rates up, pushing the Hong Kong dollars away from the weak-side limit to stay within the convertibility zone. For details, please refer to https://www.hkma.gov.hk/eng/key-functions/money/linked-exchange-rate-system/how-does-the-lers-work/
Only applicable for specific notes product.
Subject to the terms in the product's term sheet, you can redeem your investment in structured notes before maturity. The early redemption amount may be affected by the prevailing market conditions and may result in loss of the principal.
No. Please visit any of our branches if you want to redeem your structured notes.
There is no handling fee for subscribing structured notes. For details, please refer to offering documents.
