Prestige Banking: Prestige eligibility

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Prestige eligibility requirement

How do I qualify as a Prestige customer?

Customers can enjoy monthly fee waiver for Prestige Banking if the Total Relationship Balance ("TRB") of previous month is at HKD1,000,000 or above.

TRB includes:

  • Deposits
  • Gold accounts
  • Securities
  • Investment funds
  • Utilized overdraft facilities
  • Credit cards cash advances
  • Outstanding balance of personal loans
  • Accumulated premiums paid for the designated life insurance plans distributed by Hang Seng Bank as an agent as well as Hang Seng MPF balance
  • For sole name integrated account holders, their other joint name account(s) will also be included

New customers

Open accounts via mobile

You can open account via mobile if you are:

  • Aged 18 or above
  • Holding HKID and is a Hong Kong tax resident
  • Residing in Hong Kong

Learn more

Open account via Branch

You can make an appointment online in advance before visiting branch to save time. Please bring along the original copy of the documents and information required for opening personal account to any of our branches for account application.

Existing customers

Open or upgrade account via mobile

You can open or upgrade an account via mobile if you are:

  • Aged 18 to 64 years old
  • Residing in Hong Kong

Please note this service is not available to customers who:

  • Only hold joint-named Integrated Accounts
  • Already hold a sole-named Prestige Banking account

Learn more

Open or upgrade account via Branch

You can make an appointment online in advance before visiting branch to save time. Please bring along the original copy of the documents and information required for account opening or upgrading to any of our branches for account opening or upgrade application.

Benefits at a glance

Contact us

Call us

Prestige 24-hour Prestige Manned Hotline

(852) 2998 9188

Visit our branches

Footnote

Other point(s) to note

  1. Please read Hang Seng Prestige Terms and Conditions.
  2. Hang Seng has never authorised any intermediaries for local account openings. While opening your Hang Seng personal account, please don't share your information with third parties, or engage with any intermediaries. Contact our branch in case of any queries.