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    Hang Seng Prestige Multi-Currency Debit Mastercard®

    Terms and Conditions apply.

    Overview

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    Apply now

    Want to enjoy a seamless spending experience? You are easily accessible to designated major currencies to shop locally or overseas when the merchant accepts Mastercard® and can withdraw cash from ATMs globally anytime with just one card, with annual fee waiver.

    Key features

    When you spend or withdraw cash, we'll debit the amount directly from the related currency account in the integrated account linked to your debit card. The 12 currencies include HKD, USD, RMB, AUD, CAD, CHF, EUR, GBP, JPY, NZD, THB and ZAR. Transactions in other currencies will be settled in HKD according to the prevailing exchange rate.

    Enjoy unlimited 0.5% cash rebate on all eligible spendings.

    You can make purchase at local and overseas merchants or online without FX transaction charges and handling fees1.

    Withdraw cash from overseas HSBC & non-HSBC ATM network without handling fees2.

    Primary cardholders can manage your debit card(s) with the Hang Seng Mobile App to set monthly spending limit and daily cash withdrawal limit3.

    You can apply up to 6 supplementary debit cards for family and friends to enjoy the multi-currency experience. Family and friends aged 12 or above can apply for supplementary debit card now without the condition of holding a bank account.

    Terms and Conditions apply.

    How to apply?

    Hang Seng Prestige Banking / Prestige Private Banking customers4 can log on to the latest version of Hang Seng Mobile App and tap "Cards" > "Card Application" > "Debit Card Application" from the left menu to apply the Multi-Currency Debit Mastercard®.

    Hang Seng Personal Banking

    Apply Multi-Currency Debit Mastercard® now

    Contact us

    Call us

    Prestige 24-hour Prestige Manned Hotline (852) 2998 9188

    Prestige Private 24-hour Manned Hotline (852) 2998 8022

    24-hour Report Lost Card Hotline (852) 2836 0838

    Visit our branches

    Find your nearest branch

    Email us

    Leave us a message

    Footnote

    Remark(s)

    1. For the fees and charges details, please refer to Fees & Charges under Useful Information.
    2. Surcharges of overseas local banks may be levied.
    3. The default daily spending limit of primary and supplementary debit cards are HKD100,000 or equivalent currency respectively.
    4. Only applicable to customers who hold a sole-named Prestige Banking or Prestige Private Banking account.
    5. Terms and Conditions apply for the above offers.

    Risk disclosure

    Currency conversion risk: foreign exchange involves exchange rate risk. The value of your foreign currencies and RMB deposits are subject to exchange rate risk and may result in gains or losses when the exchange rate fluctuates at the time when the transaction amount is debited from your foreign currency or RMB account. It may also result in losses when your foreign currency or RMB account balance is insufficient to pay the transaction amount and need to convert HKD to foreign currency or RMB.