Affordable Loan Amount Calculator - Mortgage Calculator

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Mortgage Calculator

Online Mortgage Experience

Please fill in ALL the information below to proceed. (The following calculation is including new enhanced features such as stress test..etc.)

Monthly Household Income	HKD	HKD 5,000 HKD 1,000,000

Loan Tenor	Year	5 30

Mortgage Interest Rate	% p.a.	0.5% 10%

Total Monthly Debt Repayment Amount (e.g. Personal Loan) ^[1]	HKD	0 500,000

Is the flat to be bought for self-use purpose?

Are your income derived mainly in Hong Kong?

Do you currently have an outstanding mortgage loan, either as guarantor or borrower?

Calculate Reset

Result

Monthly Household Income :	HKD
Loan Tenor :	years
Mortgage Interest Rate :	% p.a.
Total Monthly Debt Repayment Amount : (e.g. Personal Loan)	HKD
Is the flat to be bought for self-use purpose? :
Are your income derived mainly in Hong Kong? :
Do you currently have an outstanding mortgage loan, either as guarantor or borrower? :
Maximum Affordable Monthly Mortgage Repayment Amount :	HKD
Maximum Affordable Mortgage Loan Amount :	HKD

Repayment Schedule

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Initial Approval Service Terms and Conditions apply

Print Repayment Schedule

Hang Seng Bank Repayment Schedule of Hang Seng Mortgage Loan

Example Regarding the Breakdown of Principal and Interest in the Monthly Repayment of Hang Seng Mortgage Loan

(The example below is for reference only which does not reflect the actual repayment process and the allocation of principal and interest regarding individual loan account. Interest calculated below is on a day-to-day basis and assumes repayment starts from January 1st with 365 days in a year.)