All-rounded Superiorities brings you greater financial flexibility
- Transforming property into an extra boost of cash
- Revolving credit line allows flexible repayment
- No minimum repayment required
- Interest being calculated on the overdrawn amount is on a daily basis
How Property Secured Overdraft Facility facilitate your financial needs?
![Mr Chan wishes to transform handy cash from his mortgaged property.Outstanding principal balance of the mortgaged property: HK$1,000,000 Valuation of the property: HK$5,000,000 Available Secured Overdraft Limit = 60%(1) of current valuation - Current outstanding principal of mortgage loan (If applicable)= HKD5,000,000 x 60% - HKD1,000,000 - HKD2,000,000(1) The loan-to-value ratio and maximum loan amount is subject to the prevailing guidelines issued by the Hong Kong Monetary Authority.](/content/dam/hase/config/bde/pws/personal/mortgage/propertysecuredoverdraftfacility/images/property_example_new.jpg)
Terms and Conditions
Terms and Conditions for Case Sharing
The above information is for reference only. Please contact our staff for full details of the related terms and conditions.
![To borrow or not to borrow? Borrow only if you can repay!](/content/dam/hase/config/bde/pws/common/images/msg_eng.jpg)
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Contact Us
- Secured Loans Enquiry Hotline 2710 2288
- Visit Our Branches