Retirement / Wealth Accumulation

Endowment

QuickReward Endowment Life Insurance Plan (1-Year)

  • Provides a Guaranteed Cash Value upon maturity to get quick return and manage wealth effectively
  • 1-Year short term endowment with various policy currency options
Terms and Conditions apply, please note the relevant product risks, QuickReward Endowment Life Insurance Plan (1-Year) is underwritten by Hang Seng Insurance Company Limited.

5-Year eEndowment Life Insurance Plan

  • Providing a Guaranteed Cash Value upon maturity for reaching saving goals
  • Various currency options with a minimum premium of HKD600 per month        
Terms and conditions apply, please note the relevant product risks. 5-Year eEndowment Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.

IncomePower Life Insurance Plan

  • Sufficient withdrawal liquidity and savings potential that help grow your wealth
  • Non-guaranteed Monthly Income from 25th monthiversary
  • Special Dividend elevates potential non-guaranteed returns
  • Free Supplementary Benefits, including Medical Advance Benefit, Mental Incapacity Benefit Plus and Accidental Death Benefit
IncomePower Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.

CouponPower Guaranteed Life Insurance Plan

  • Enjoy 10-year protection by paying 2 years of premium with a guaranteed breakeven period of as short as 3 years
  • Monthly Guaranteed Income from the 2nd monthiversary
  • Guaranteed interest rate of up to 4.5% p.a. on prepaid premium
  • Two Supplementary Benefits, including Designated Cancer and Accidental Death Benefit for extra protection
CouponPower Guaranteed Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.

Annuity

eIncomePro Deferred Annuity Plan (100% Guaranteed)

  • Enjoy Monthly Guaranteed Annuity Income for 10 years with life protection and free accidental death benefit for short premium payment period of 5 years
  • Certified as Qualifying Deferred Annuity Policy thus relevant premiums are qualified for tax deductions
  • Easy online application with guaranteed acceptance
Terms and Conditions apply, please note the relevant product risks. eIncomePro Deferred Annuity Plan (100% Guaranteed) is underwritten by Hang Seng Insurance Company Limited.

FutureEnrich Life Insurance Plan

  • Guaranteed Monthly Income payable increased by 3% p.a. to counters inflation
  • Flexible premium payment period and income withdrawal period
FutureEnrich Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.

MaxiPlus Annuity Life Insurance Plan

  • Including Monthly Guaranteed Annuity Income, Annual Guaranteed Bonus (if any) and Special Guaranteed Bonus (if any)
  • Accumulation period as short as 1 year with 3-year payment terms for up to 30 years Annuity Period
MaxiPlus Annuity Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.

Whole-life savings

DragonPower Life Insurance Plan

  • An opportunity for long-term capital growth
  • After the 10th Policy Year, the policyholder has the right to exervise the Policy Value Management Option to lock-in the potential returns
  • Free Supplementary Benefits, including Accidental Death Benefit and Mental Incapacity Benefit  
DragonPower Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.

PhoenixPower Life Insurance Plan

  • Stable incremental life protection
  • Offer a non-guaranteed Special Dividend
  • Potential returns can be locked with Policy Value Management Option when reaches the 10th policy year
  • Change of Life Insured for unlimited times and by designating Contingent Owner to fulfil the need of legacy planning
PhoenixPower Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.

LegendPower Life Insurance Plan

  • Up to 7% projected annualised return for potential long-term capital growth
  • Unlimited changes of the Life Insured and options to designate a Contingent Owner and Contingent Insured to allow seamless wealth accumulation across generations
  • Policy Value Management Option available after the 5th Policy Year to lock in potential returns
  • Guaranteed acceptance up to age 80 without medical exam requirement
  • Free supplementary benefits including Mental Incapacity Benefit Plus and Accidental Death Benefit
LegendPower Life Insurance Plan is underwritten by Hang Seng Insurance Company Limited.

Tools

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Claim procedures

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You can find all the forms and documents here for our insurance products.

Call us

Life Insurance (Application)

(852) 2198 7838

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Sat: 9:00am to 1:00pm

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Footnote

Other points to note

Hang Seng Bank Limited shall have the right in accordance with the related guideline from regulators and relevant regulations to reject all insurance applications accepted retrospectively and to cease acting as agent of that policy accordingly.

Remark(s)

  1. To borrow or not to borrow? Borrow only if you can repay!