Comprehensive Personal RMB Services Enriching Your Financial Opportunities  Investment involves risks.

Renminbi Services

RMB T/T Exchange Rate *

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As the trustworthy wealth management partner of over half of Hong Kong’s population(1), Hang Seng Bank has been keeping abreast of the latest developments and opportunities in the RMB market for you. With a professional and attentive approach, we are dedicated to delivering to you a comprehensive range of reliable RMB financial and investment services. In pace with the increasingly vibrant RMB market activities in Hong Kong and mainland China, Hang Seng will continue to help you capture RMB opportunities to grow your asset portfolio constantly with a wealth of advantages.
Renminbi Business Award

Renminbi Business Award

Named Outstanding Innovative Products - Gold Exchange Traded Fund Award (2012)
(Metro Finance, Metro Finance Digital and Wen Wei Po)

Renminbi services include:

Renminbi Deposit Services - Savings/Current Account and Time Deposit
Renminbi Remittance and Exchange Services - Remittance and Currency Exchange
Renminbi Investment Services - Securities, Investment Funds, Exchange Traded Funds (ETF), Capital Protected Investment Deposit, "MaxiInterest" Investment Deposit, FX and Precious Metal Margin Trading Services, Equity-Linked Structured Products, Bonds and Certificates of Deposit
Other Renminbi Services - Life Insurance Plans and Commercial Banking Services
RMB Currency Risk

Renminbi (“RMB”) is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.
Based on the provisional estimate of Hong Kong Population aged 18 or above in end 2015 released by Census and Statistics Department and the number of Hang Seng Bank Customers aged 18 or above holding HKID card of the same period.
CNH Renminbi exchange rate is applicable to personal customer. For commercial customer, please consult our bank staff for the most suitable rate.