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Renminbi Deposit

RMB T/T Exchange Rate *

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Hang Seng provides a suit of RMB deposit services(1) including RMB time deposit, RMB savings account(2) and RMB current accounts(4), letting you manage your account freely.


RMB Currency Risk

Renminbi (“RMB”) is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.

The provision of Renminbi Service is at all times subject to the "Integrated Account Terms and Conditions", "Account Rules ", "Information relating to Renminbi Services of Hang Seng Bank - Personal Customer", the Bank's agreement with the clearing bank, all law, rules, regulations, directions and guidelines governing or otherwise applicable to the Renminbi account, Renminbi services, Renminbi deposit and/or Renminbi cheques and any other terms and conditions prescribed by Hang Seng Bank Limited (the "Bank") and the related regulatory bodies from time to time. Please refer to any updates that shall be published or issued by the Bank from time to time including notices that are placed at the Bank's branches.


Only Hang Seng Integrated Account holders are eligible to open Renminbi Savings Account as sub-accounts to their designated Integrated Accounts to their accounts.


Remittance service is not applicable to MTR station offices and not applicable to a joint-name account. Exchange service is only available at designated branches and MTR station offices.


Only Renminbi Savings Account holders aged 18 or above are eligible to open Renminbi Current Accounts with us.


RMB cheque is not transferable. It is not applicable for non-Hong Kong Identity Card holders to issue cheque to pay for the consumer spending within Guangdong Province (including Shenzhen).


CNH Renminbi exchange rate is applicable to personal customer. For commercial customer, please consult our bank staff for the most suitable rate.