Apply now, MUJI Card - Enhanced welcome offer up to $400 MUJI Dollars and year-round offer at Café&Meal MUJI


MUJI Card – MUJI cares about your basic needs and provides your daily necessities. The philosophy of MUJI is being applied to the MUJI Card which allows you to realise your life from the very basic.

Fabulous Welcome Offers

Successfully apply for a MUJI Card on or before 31 December 2024, and accumulate retail transactions of HKD4,000 or above with the Card within 60 days from new card issuance, New Credit Card Customers can enjoy $400 MUJI Dollars while Existing Credit Card Customers can also enjoy $200 MUJI Dollars.

Perpetual Annual Fee Waiver(1) for both Principal and Supplementary Card customers

Exclusive Privileges for MUJI Card

    Accumulated MUJI Dollars and Hang Seng Credit Card +FUN Dollars can be used as cash concurrently within the same transaction(3) for next purchase at MUJI physical store in Hong Kong, so you can save even more everytime you shop.


    Enjoy 10% off upon dine-in or self-pickup takeaway spending of HKD200 or above with MUJI Card in specific periods of time at Café&Meal MUJI.(4)

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    Enjoy extra $5 MUJI Dollars for every HKD100 spending(5) with MUJI Card at MUJI physical stores in your birthday month as wishes, equivalent to double MUJI Dollars!;

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    Receive MUJI Card newsletter that keeps you up-to-date on upcoming MUJI products and exclusive offers.


    Customer can earn and use MUJI Dollars in MUJI stores in Hong Kong Special Administrative Region ("Hong Kong"). Use of MUJI Dollars/+FUN Dollars is applicable to payment at cashier counters only. MUJI Card’s exclusive privileges and rewards programme are applicable to Hong Kong only and are subject to relevant Terms and Conditions.


Hang Seng Credit Card Privileges
Online Spending Privileges
Hang Seng Credit Card is breaking new ground in online spending - +FUN Dollars and Interest-free Instalment Plans are now available online to bring you double spending privileges. What’s more, coupled with the enhanced services from "One-Time Password" and "Digital Wallet", plus Online Spending +FUN Dollars Rewards and fabulous merchant offers, a brand new online shopping experience is to start under your fingertips.


Hang Seng Credit Card Rewards Programme
For every HKD250 retail spending with your card, you can earn $1 +FUN Dollar which can be used as instant cash at over 7,300 designated merchant outlets throughout Hong Kong, or to redeem cash coupons. You will earn Merchant Dollars of the specific merchant on top of +FUN  Dollars for every spending at the Merchant Dollars Designated Merchants. You can use the cumulative +FUN Dollars and Merchant Dollars as cash concurrently for the next purchase at the same designated merchants.


Hotel Dining Privileges and Discounts at Selected Merchant Outlets
Enjoy up to 15% discount at the designated restaurants of The Langham, Hong Kong, Conrad Hong Kong, Sheraton Hong Kong Hotel & Towers, W Hong Kong and InterContinental Grand Stanford Hong Kong, etc. You can also enjoy discounts at over 4,000 merchant outlets in town throughout the year, including renowned restaurants, luxury stores, leisure destinations and more.


Mobile Payment Services

Customers can pay with Hang Seng Credit Card using Apple Pay, Google Pay™ or Samsung Pay to experience a secure, simple and speedy way of payment, while enjoying the benefits of Hang Seng Credit Card#. For products and services information, Terms and Conditions, please visit

Apple Pay is trademark of Apple Inc., registered in the U.S. and other countries.
Google Pay is trademark of Google Inc..
Samsung Pay is a trademark of Samsung Electronics Co., Ltd.

# For some merchants, customers are required to do the transaction with a physical card in order to enjoy the relevant offers, please consult respective merchants for details. Payment with Mobile Payment Services by using Hang Seng Credit Cards is applicable to +FUN Dollars/Merchant Dollars Redemption for designated merchants ONLY. Customer can also redeem +FUN  Dollars/Merchant Dollars by using their physical card during transactions.


Contactless Payment Feature

MUJI Card has built-in Visa payWave contactless payment feature. Customers can simply tap the card at any merchant installed with a Visa payWave reader with no signature required to enjoy a speedy and convenient payment service. What’s more, +FUN Dollars can be used instantly as cash when you settle the payment with this feature at +FUN Dollars designated merchants to let you save more. For details of the contactless payment merchant network, please visit

Apply Now

Enjoy a whole new experience on credit card application including a simplified online application journey with shortened card processing time

New Customer Existing Customer /
Personal e-banking customer

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