1. Hang Seng UnionPay Credit Card gives you shopping convenience as it is widely accepted by over 20 million merchants displaying the UnionPay logo in any provinces and cities in mainland China and in many countries and districts.

1. All transactions made with the card will be settled in Renminbi, so you can save on currency exchange for spending made in mainland China. What's more, you can enjoy extra savings as the foreign currency transaction conversion fee for all transactions effected in currencies other than Renminbi will be waived.

1. You can enjoy free access to credit card statement online and settle your Renminbi Credit Card payments via Hang Seng Personal e-Banking.
2. Various payment methods for Hang Seng Reminbi Credit Card:
   1. Via e-Banking – Transfer funds directly from your Hang Seng Renminbi deposit account to settle the card bills of your Hang Seng Renminbi Credit Card account through the "Transfer" function under "Account Services" in Hang Seng Personal e-Banking
   2. By Autopay – Set up autopay with any Hang Seng Renminbi deposit account⁽²⁾
   3. By Cheque – Make Renminbi cheque⁽²⁾⁽³⁾ payment by post or at any Hang Seng Bank branch in Hong Kong
   4. By Making Transfer in Person – Make transfer from Hang Seng Renminbi⁽²⁾ or Hong Kong Dollar deposit account⁽⁴⁾at any Hang Seng Bank branch in Hong Kong
   5. By Cash – Make payment with cash (Renminbi⁽⁵⁾ or Hong Kong Dollars) at any Hang Seng Bank branch in Hong Kong

Now you can pay with your Hang Seng UnionPay Credit Card with UnionPay App on both iOS and Android devices. Please click here for details.