Commercial MCY Debit Mastercard - Payment - Your Business Essentials - Business Banking Services

Hang Seng Commercial Multi-Currency Debit Mastercard®

Overview

Offers & Privileges

Manage Your Card

FAQ

Overview Offers & Privileges Manage Your Card FAQ

Empower your business with Multi-currency payments

The Hang Seng Commercial Multi-Currency Debit Mastercardcombines the benefits of card spending and cash withdrawal in 12 major currencies. The card is linked to the Hang Seng Business Integrated Savings Account and all card transactions are paid directly from the linked account, providing you with greater convenience and flexibility particularly for international transactions, while with the enhanced card control to safeguard your money.

Welcome Offers: Enjoy up to 18% Cash Rebate & More

Activate your card to unlock an incredible cash rebate of up to 18% and relish a rebate of up to 1%. Join our “Hang Seng Treats You Team Building ” lucky draw upon eligible spendings for a chance to win fabulous prizes including:

HKD $30,000 LUBUDS dining vouchers
HKD $30,000 Trip.com Travel vouchers
LUBUDS On The Sea Boat Party

Terms and Conditions of Lucky draw apply

Key Highlights

Easy Access to 12 Major Currencies

Uncapped 0.5% Cash Rebate

No Handling Fee for FX Transactions

No Annual Fee

How does it optimise your business in all aspects?

E-commerce Practitioner

Support your online spending with ease and security.

Learn More

Company Executive

Easily manage the costs from daily business spending to business travel.

Learn More

Finance & Procurement Officer

Save expenses and enhance efficiency for your company operations.

Learn More

Learn how the Hang Seng Commercial Multi-Currency Debit Mastercard can elevate your business.

The Commercial Debit Card offers numerous benefits

Uncapped Cash Rebate & Offers

Customers can earn uncapped 0.5% cash rebate on all eligible spendings. Don’t miss out our attractive offers with the Commercial Debit Card.

Enjoy Multi-Currencies Capability & Lock In Preferred FX Rate

The Commercial Debit Card provides the flexibility to make payments and cash withdrawals conveniently in 12 major currencies*. Customers can save FX costs by locking in preferred exchange rates, performing FX and depositing the foreign currencies into Hang Seng Business Integrated Savings Account before spending or withdrawal.

*12 major currencies include HKD, USD, RMB, AUD, CAD, CHF, EUR, GBP, JPY, NZD, THB and ZAR.

Convenient Payment Options, Pay Directly From Linked Accounts

Customers can pay directly from the Hang Seng Business Integrated Savings Account linked with the Commercial Debit Card to cater for payment needs. This Commercial Debit Card supports both online and offline payments, making purchases and payments more convenient and hassle-free.

Cost Savings for Your Business

Customers can enjoy cost savings with no handling fee for foreign currency transactions. Plus, the Commercial Debit Card comes with no annual fee.

Global ATM Network Access

Customers can conveniently make cash withdrawals from HSBC Group and Mastercard network ATMs worldwide, with no handling fee for local cash withdrawals from HSBC Group network ATMs in Hong Kong.

Enhanced Card Control

With the Hang Seng Business Mobile App, customer can easily manage card settings, including instant card blockage, ATM cash withdrawal limit adjustment, and spending limit adjustment.

Apply Now

Apply for your Commercial Debit Card effortlessly online, totally digital experience!

For Existing Hang Seng Commercial Customers

For step-by-step instructions, please refer to the Commercial Debit Card Application User Guide

For New Customers

You need a Business Account to apply for this card. For new customers, please go to our Online Application Platform to create a profile and apply for your Business Account and Commercial Debit Card in one go.

Important Note on Engagement of Intermediaries:

Hang Seng Bank Limited (the “Bank”) does not accept any commercial card applications referred by any third parties. For enquiries, please call our 24-hour Business Partner Direct at (852) 2198 8022 (Mainland Toll-free#: 4001-20-8288).