Mainland China

RMB Commercial Banking Services

Being your trusted business partner, at Hang Seng, we constantly enhance our commercial banking services in step with the latest market developments to support your company’s growth on a broader business horizon. With the increasing importance of the RMB, we provide a full range of RMB Commercial Banking Services to help you sharpen your business edge in Greater China.  

  • Provide various types of RMB account services to meet your business needs and help you seize cross-border business opportunities

RMB Savings Account

Standalone RMB Statement Savings Account

Business Integrated Account bundling the Sub-RMB Savings Account

RMB Current Account

RMB Time Deposit Account

  • Facilitate various kinds of account transactions including cash deposits and withdrawals, account transfers, remittances / local interbank transfers, issuance of cheques1 to individuals or business partners and two-way exchanges of RMB etc.
  • Allow fund transfers to self-named or third party accounts (including personal or commercial accounts) without limitation on transaction amount and purpose



Contact Us

Call Business Partner Direct
Call Business Partner Direct

Hong Kong: 2198 8000

Mainland Toll-free#: 4001-20-8288

*To borrow or not to borrow? Borrow only if you can repay!

RMB Currency Risk

Renminbi (“RMB”) is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time.

  1. The service is only applicable to RMB Current Account.
  2. The above RMB Commercial Banking Services are bound by relevant terms and conditions. In case of any disputes, the Bank reserves the right of final decision. For more details, terms and conditions, please visit or call 2198 8000.
  3. All the information set out in this document is provided to the best of the Bank’s knowledge and understanding of the relevant laws, rules, regulations, directives and guidelines governing or otherwise applicable to the RMB Savings and / or RMB Current Account ("Renminbi Account"), the Sub-RMB Savings Account under Business Integrated Account ("Sub-Account") and / or RMB Commercial Banking Services. Please refer to any updates which may be published or issued by the Bank and any latest guidelines issued by the relevant authorities governing the same from time to time. Please visit any branch of the Bank or contact our staff for the most updated information on the above.


# 24-hour Business Partner Direct - Mainland (Toll-free) allows you to contact us for free even when staying in Mainland China. This hotline is applicable to general enquiries on commercial banking services only, but not enquiries/transactions of investment related matters. The toll-free hotline can be accessed from mobile lines, fixed telephone lines, payphones and call cards. Please note that Hang Seng Bank Limited (the "Bank") assumes no responsibilities for charges by any phone/telecommunications service providers, as well as all claims, disputes and complaints in relation thereto.