Asset Protection

Employees' Compensation Insurance

Why Employees’ Compensation Insurance ?

Safeguard your employees and you against workplace injury

Chubb Work Guard™ is designed not only for the employees but also the employer by providing active risk and claims management through this comprehensive Employees’ Compensation Solution. Your business and your employees will enjoy wide-ranging cover along with our promise of service excellence and award-winning claims proposition.

Contact Us

Contact your Relationship Manager
Contact your Relationship Manager
Contact us
Call 2198 8000

Value Added Services:

Safety Management Consultation

  • Provides assistance to employers in the development and implementation of health and safety in the workplace, in accordance with the Occupational Safety and Health Ordinance
  • Enhances the quality of the workplace environment


Healthcare Management Services

  • Rehabilitation services for employees, when required
  • Utilises specialist skills of our trusted service providers to achieve outcomes



i. The above general insurance plan ("this Plan") is underwritten by Chubb Insurance Hong Kong Limited (“Chubb”) which is authorised and regulated in Hong Kong SAR by the Insurance Authority. Chubb reserves the right of final approval of the policy issuance. Hang Seng Bank Limited ("Hang Seng Bank") is registered as an insurance agency by the Insurance Authority (License No.: FA3168) and authorised by Chubb for distribution of this Plan. This Plan is a product of Chubb and not Hang Seng Bank. Upon application to this Plan, insurance premium will be payable to Chubb, and Chubb will provide Hang Seng Bank with commission and performance bonus as remuneration for distribution of this Plan. The existing staff remuneration policy on sales offered by Hang Seng Bank takes into account various aspects of the staff performance instead of focusing solely on the sales amount.

ii. In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Hang Seng Bank and the customer out of the selling process or processing of the related transaction, Hang Seng Bank is required to enter into a Financial Dispute Resolution Scheme process with the customer; however, any   dispute over the contractual terms of the insurance product, underwriting, claims and policy service should be resolved directly between Chubb and the customer.

iii. The above information is intended to be a general summary for reference only. Please refer to the policy wording for exact terms, conditions and details of the exclusions.