Hang Seng Bank Limited
Business Your Business Essentials Account: Other Account - Current Account
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Other Accounts

HKD Current Account

  • Make payments easily with cheques
  • At-a-glance account statement listing all transactions clearly for your easy account reconciliation

USD Current Account

  • Make day-to-day local payments in US dollars by cheques, saving time and remittance charges
  • At-a-glance monthly statements show full details of all your company’s transactions
  • Check your account balance and make transfers through Hang Seng Business e-Banking, Phone Banking or Hang Seng HSBCnet services*
  • Minimum account opening balance is just HKD2,000 or its equivalent
     

*Service registration at branches is required for the above channels

Renminbi Current Account

  • At-a-glance monthly statements show full transaction details
  • Facilitate various kinds of account transaction include cash deposits and withdrawals, account transfers, remittances / Local Interbank Transfer, issuing cheques to personal individuals or business partners and two-way exchanges of RMB
  • Allow fund transfers to self-named or third party accounts (including personal or commercial accounts) without limitation on transaction amount and purpose

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RMB Currency Risk:

Renminbi (“RMB”) is subject to exchange rate risk. Fluctuation in the exchange rate of RMB may result in losses in the event that the customer subsequently converts RMB into another currency (including Hong Kong Dollars). Exchange controls imposed by the relevant authorities may also adversely affect the applicable exchange rate. RMB is currently not freely convertible and conversion of RMB may be subject to certain policy, regulatory requirements and/or restrictions (which are subject to changes from time to time without notice). The actual conversion arrangement will depend on the policy, regulatory requirements and/or restrictions prevailing at the relevant time. 

All the information set out in this web page is provided to the best of the Bank’s knowledge and understanding of the relevant laws, rules, regulations, directions and guidelines governing or otherwise applicable to the Renminbi Current Account(s). Please refer to any updates that shall be published or issued by the Bank at any time and from time to time and any latest guidelines issued by the regulatory authorities. Please also visit the Bank’s branches or contact the staff of the Bank for the most updated information on the above.

 

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