Hang Seng Bank Limited
Business Scale Your Business Lending: SME Business Loan
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SME Business Loan

The Choice of SME: Power up your business success with HKD33 Billion financing solution

SME Business Loan

Get a chance to win limited-time double offers upon successful loan drawdown

Know More  

Your Priority of SME Loan when Growing your Business:

Obtain speedy cash to facilitate business operation and expansion.  

SME Business Loan:

Bringing immediate solutions for your capital needs. Empowering your business with speed, which really matters in this ever faster changing market.

Digital Services

For New Customers:

Apply Online and Submit Documents

Click Here  
For Existing Customers:
Apply at our Hang Seng Business e-Banking and Submit Documents
Click Here  

Contact Us

Call SME Business Loan Hotline
2198 8033

How can we make a difference for you with SME Business Loan? 

Easy access to funds

  • Provide loan of up to HKD2,000,000 without asset as collateral or financial reports required¹

 

Flexible financing options:

Instalment Loan²

  • Up to 60 months repayment period6
  • Option of principal repayment deferral in the first 3 months of the repayment period³

 

Overdraft Facility4

  • No interest will be charged on unused credit limit
  • Credit limit will be restored automatically upon each repayment

 

 

To borrow or not to borrow? Borrow only if you can repay!

  1. Hang Seng Bank Limited ("Hang Seng") reserves the right to request any further supporting documents / information.
  2. Monthly repayment amount is rounded up to one decimal point. The proportion of loan principal to interest in each monthly instalment is calculated according to the "Rule of 78".
  3. Customers may choose to pay interest only and not make any principal repayment in the first 3 months of the repayment period. Afterwards, customers shall repay the entire principal and pay interest in the remaining repayment period.
  4. Customers must make a minimum payment of an amount equivalent to 10% of the total outstanding amount on or before the payment due date as shown in the relevant monthly statement.
  5. Please view Hang Seng’s Notice to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance before application. Customers are required to sign and submit related application form and loan documents.
  6. Online application for 90% Guarantee product with instalment loan repayment period of more than 60 months are not applicable in Hang Seng Business Online Application Platform or Hang Seng Business e-Banking. If customer would like to apply for 90% Guarantee Product with instalment loan repayment period of more than 60 months, customers are required to fill in the Application Form for Commercial Credit Facilities and submit to our Relationship Manager for further review and follow up. If you have any queries, please kindly contact your dedicated Relationship Manager or contact us via our SME Business Loan Hotline +852 2198 8033.
More about the Service

SME Business Loan Application Form Download

Reference

Business Banking

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