SME Financing Guarantee Scheme 2021 (SFGS: SFGS80, SFGS90, SFGS100) - Lending - Scale Your Business - Business Banking Services

SME Financing Guarantee Scheme

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Your Priority for Financing as an SME Owners:

Helping SMEs obtaining financing by a guarantee provided by the HKMC Insurance Limited ("HKMCI").

Providing financing solutions to help you enhance the productivity and competitiveness amid dynamic business environments.

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	80% Guarantee Product	90% Guarantee Product
Facility Type	Instalment Loan Term Loan Revolving Loan Overdraft Facility Trade Facility	Instalment Loan Term Loan
Maximum Facility Amount	HK$18,000,000	HK$8,000,000
Maximum Guarantee Period	10 years	8 years

To borrow or not to borrow? Borrow only if you can repay!

Remarks:

The SFGS is provided by the HKMCI, a wholly-owned subsidiary of the Hong Kong Mortgage Corporation Limited (“HKMC”). A guarantee fee will be applied and is subject to the credit facility amount, bank interest rate and the guarantee coverage as determined by the HKMCI from time to time. For details, please visit the website of the HKMC.
Online application for 90% Guarantee product with instalment loan repayment period of more than 60 months are not applicable in Hang Seng Business Online Application Platform or Hang Seng Business e-Banking. If customer would like to apply for 90% Guarantee Product with instalment loan repayment period of more than 60 months, customers are required to fill in the Application Form for Commercial Credit Facilities and submit to our Relationship Manager for further review and follow up. If you have any queries, please kindly contact your dedicated Relationship Manager or contact us via our SME Business Loan Hotline +852 2198 8033.